Credit cards comes wth advantage that wll allow you to purchase now and pay later option. the most important point to consider when using any credit card is its safety. Security of the credit card primarily lies on its number, if it is disclosed means security is compromised. So, one needs to be careful while handing card to others. Click to know on how to protect your credit card.
Shopping is fun but when it comes to paying credit card bill it is a worry. Here are different ways through which you can pay bill. With these options there will be no more late payments.
1). HDFC BankNetBanking
Registered NetBanking enabled account holders can transfer the outstanding Credit Card amount online.
One can link your Credit Card to NetBanking by log in to your HDFC Bank with the help of Credit Card ATM PIN.
However, Non-HDFC Bank customers having HDFC credit card can now make Credit Card payments online from any other bank account, even if you do not have an account with HDFC Bank.
2). HDFC Bank MobileBanking Apps
Make sure you have downloaded and installed the HDFC Bank MobileBanking Apps on your phone and enabled internet access.
Log in to the Mobile App using your Customer ID and go to the ‘Credit Card’ tab, choose ‘Credit Card Payment’ and make your payments using your HDFC Bank Savings Account.
3). HDFC Bank MobileBanking
Log in to your Netbanking account using MobileBanking through Browser (www.m.hdfcbank.com). Go to the ‘Credit Card’ tab, choose ‘Credit Card Payment’ and make the payments using your HDFC Bank Savings Account.
All you have to do is walk in to any HDFC Bank ATM in India, at any time and transfer the bill amount from your Savings or Current Account to your Credit Card Account.
4). NEFI’ / Visa Money Transfer
For other bank account holdersYou can transfer funds from any other bank account to your HDFC Bank Credit Card account electronically. Use IFSC Code HDFC0000128 for card payment through NEFf. Please prefix oo to your 14 digit Diners Club Card Number).
You can provide standing instructions to debit your HDFC Bank Account automatically for either the minimum amount due or the total monthly outstanding amount on your Credit Card. Your account with HDFC Bank should be a sole or a joint account with an ‘any’ or ‘either’ signing mandate.
Other traditional ways are, walk into any HDFC Bank branch and make your Credit Card payment by cash. Note: Cash payments at branches/ATMs will be charged a cash processing fee of Rs. 100 /- per payment.
You can deposit a local cheque, having made it payable to the HDFC BANK Card A/c (you should mention your Credit Card number) at any of our drop boxes located at ATMs and branches in your city.